InsNV_Health02 Free Exam Questions & Answers (Updated 2026)

Question No 1

Group vision insurance plans typically provide insurance benefits that cover the cost of

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Question No 2

Which of the following statements is CORRECT about a Disability Income policy with a Guaranteed Insurability rider?

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The insurance company guarantees the premium rate for the life of the policy.

The insured must periodically provide proof of insurability to the insurance company.

The insured may periodically increase the amount of benefits payable under the policy.

The insurance company must exchange the original policy for a new one at the insurability date.

Question No 3

An insured who wants to guarantee that an Accident and Health policy will remain in force even in the event of being disabled should purchase which of the following riders?

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Question No 4

Which of the following statements is CORRECT about Business Overhead Expense insurance?

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It can be obtained only by corporations.

It covers eligible expenses for staff, rent, and utilities.

It reimburses the policyowner for loss of income.

It covers eligible expenses for staff only.

Question No 5

Which of the following statements is CORRECT about the Medicaid program?

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It provides medical assistance for participants who are blind.

Participants must be at least 55 years of age.

It is supplemented by Medicare for persons 62 years of age or older.

The program is administered at the federal level.

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Insurance Licensing InsNV_Health02 Free Exam Questions (Updated 2026)

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